Real-Estate and Related Articles - Various Authors
Home Equity Protection - Why You Should Avoid Real Estate Agents
A small percentage of your selling price is a BIG percentage of your equity !
Let's say your house is worth $400,000 and your equity is $60,000.
Let's say you hire a real estate agent who charges the customary 6% commission.
If your home sells for its value, you'll end up paying the agent $24,000.
There goes 40% of your equity.
There goes a significant chunk of real, hard cash that cannot be recouped.
$400,000 house
$60,000 equity
Read More...
Required Legal Forms for Buying or Selling Real Estate
For individuals looking to buy or sell property with the help of a realty advisor or agent, making sure the necessary legal forms are completed is generally not a concern. It is an advisor/agent's job to help ensure that all the proper steps are taken to make the property transition as smooth as possible.
Unfortunately, real estate agents are pricey, and in this housing market homeowners are looking for any way to cut back on overall net cost Read More...
Child Identity Theft - Why Your Child Is a Better Target Than You
In a recent study by Carnegie CyLab the numbers were alarming with 10.2% of the children scanned having someone else using their social security number.
There was one 16 year old victim who had $750,000 in debt, and the youngest was 5 months old.
You may be wondering how a 5 month old baby gets a line of credit and why isn't it caught. Here's how it works.
1. A thief acquires the social security number from somewhere. It can come from m Read More...
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